Sales
Commissions
Sales Commissions
Personal
Commissions
Every time you successfully sell a Novae product or service, you earn the Personal Commission designed for that specific offering. From credit improvement solutions to business development programs, each sale you make generates commission rewards that reflect the value you’re providing to your Customers.
Review our products & services below to see the exact Personal Commission you’ll earn with each sale. Understanding these commission structures helps you maximize your earnings while matching Customers with solutions that best serve their needs.
Override
Commissions
Available exclusively to Affiliate Pro members, override commissions reward you for building and supporting a successful team. As Affiliates within your organization sell Novae products and services to their Customers, you earn override commissions on these sales through ten generations.
The power of override commissions grows with your team. Every time you help a new Affiliate join your team and teach them to effectively serve Customers, you create new opportunities for override commissions. As your team expands and more Affiliates successfully sell products and services, your earning potential multiplies.
By focusing on developing strong leaders who both sell effectively and build their own teams, you create a thriving organization that generates override commissions through multiple generations of success.
Understanding Commissions
All of the Affiliates you enroll are your Generation 1. Your Generation 2 refers to the Affiliates enrolled below them, and so on through ten generations.
Personal
Commissions
Every time you successfully sell a Novae product or service, you earn the Personal Commission designed for that specific offering. From credit improvement solutions to business development programs, each sale you make generates commission rewards that reflect the value you’re providing to your Customers.
Review our products & services below to see the exact Personal Commission you’ll earn with each sale. Understanding these commission structures helps you maximize your earnings while matching Customers with solutions that best serve their needs.
Override
Commissions
Available exclusively to Affiliate Pro members, override commissions reward you for building and supporting a successful team. As Affiliates within your organization sell Novae products and services to their Customers, you earn override commissions on these sales through ten generations.
The power of override commissions grows with your team. Every time you help a new Affiliate join your team and teach them to effectively serve Customers, you create new opportunities for override earnings. As your team expands and more Affiliates successfully sell products and services, your earning potential multiplies.
By focusing on developing strong leaders who both sell effectively and build their own teams, you create a thriving organization that generates override commissions through multiple generations of success.
Understanding
Commissions
All of the Affiliates directly below you in your genealogy are your Generation 1. Your Generation 2 refers to the Affiliates placed below them, and so on through ten generations.
Our Products
& Services
See the commissions and qualification values, as well as any important product details to ensure you are able to maximize your earning potential.
CreditLikes Referral
Customer Price$239 at sign-up & $89 per mo.Personal Commissions$100 each
Override Commissions$3 Gen 1-5
$2 Gen 6-10Personal Volume50
Promotional Discounts: As an Affiliate, you can offer special pricing on select services to your potential Customers by adjusting your direct commission. While you'll earn less on the immediate sale, you still receive all the strategic benefits: Customer Points, QCA credit for CAB bonuses, and contributions toward your Five & Free qualification. Access these customizable promotional options through the "Referral Links" menu in your Member's Lounge.
myNovae Disputes Manager
Customer Price$199 to start, $69 per monthPersonal Commissions$100 each
Override Commissions$2 Gen 1-5
$1 Gen 6-10Personal Volume50
Promotional Discounts: Affiliates may freely choose to offer discounts on these services that reduce the price their customers pay by reducing their direct commission. The benefit to doing this is that the Affiliate will still get a customer point, can still trigger CAB bonuses and qualify for their monthly 5 and Free bonus with these enrollments. See "Referral Links" menu in Member's Lounge to find these promotional links.
myNovae Credit Monitoring
Customer Price$29 per monthPersonal Commissions$3 per month
Override CommissionsNot Applicable
Personal Volume5
White Label Partner Program
Customer Price$24,995Personal Commissions$3,000
Override Commissions$100 Gen 1-10
Personal Volume1,000
Commissions are paid after the White Label Partner Program's launch, not upon purchase.
NM Business Credit Finance Suite
Customer Price$2,495Personal Commissions$500
Override Commissions$30 Gen 1-5
$20 Gen 6-10Personal Volume250
NM Business Credit Finance Suite DIY
Customer Price$995Personal Commissions$200
Override Commissions$6 Gen 1-5
$4 Gen 6-10Personal Volume100
Taxable Referral
Customer PricePrice VariesPersonal Commissions50% of Novae's Commission
Override CommissionsNot Applicable
Personal Volume25% of Novae's Commission
Commissions are paid when the filing fees are paid, not when a refund is received.
Co-Brand Program
Customer Price$2,499Personal Commissions$500
Override Commissions$30 Gen 1-5
$20 Gen 6-10Personal Volume250
Co-Brand MAX Program
Customer Price$4,499Personal Commissions$900
Override Commissions$54 Gen 1-5
$36 Gen 6-10Personal Volume450
Novae Financing Program
Customer Price$495Personal Commissions$100
Override Commissions$3 Gen 1-5
$2 Gen 6-10Personal VolumeNot Applicable
Affiliates also earn commission based on the Merchant's financed clients on a monthly basis. 20% of financed volume commission is paid out to the affiliate on the same schedule as personal loan commissions.
Novae Financing Monthly Fee
Customer Price$50 per monthPersonal Commissions$5 per month
Override CommissionsNot Applicable
Personal Volume15
Life Insurance
Customer PricePrice VariesPersonal Commissions$50
Override CommissionsNot Applicable
Personal Volume25
Will & Trust Planning
Customer PriceWill: $169
Trust: $424Personal CommissionsWill: $20
Trust: $50Override CommissionsNot Applicable
Personal VolumeWill: 10
Trust: 25Business Funding
Customer PricePrice VariesPersonal Commissions35% of Novae's Commission
Override Commissions2% Gen 1-5
1% Gen 6-10Personal Volume25% of Novae's Commission
Commissions vary depending on factors such as the loan product, lender, applicant’s personal or business credit profile, industry, income, revenue, and other deal specifics. The commission percentage listed in the payout table reflects the portion of the total commission Novae receives for a funded loan that is paid to the Affiliate.
Personal Loans
Customer PriceVariesPersonal Commissions35% of Novae's Commission
Override Commissions2% Gen 1-5
1% Gen 6-10Personal Volume25% of Novae's Commissions
Commissions vary depending on factors such as the loan product, lender, applicant’s personal or business credit profile, industry, income, revenue, and other deal specifics. The commission percentage listed in the payout table reflects the portion of the total commission Novae receives for a funded loan that is paid to the Affiliate.
Business LLC Registration
Customer PriceLite: $0
Essential: $199
Elite: $249Personal CommissionsLite: $50
Essential: $100
Elite: $150Override CommissionsNot Applicable
Personal VolumeLite: 25
Essential: 50
Elite: 75EIN
Customer PricePrice VariesPersonal Commissions50% of Novae's Commission
Override CommissionsNot Applicable
Personal Volume25% of Novae's Commission
Trademark
Customer PricePrice VariesPersonal Commissions50% of Novae's Commission
Override CommissionsNot Applicable
Personal Volume25% of Novae's Commission
Business License
Customer PricePrice VariesPersonal Commissions50% of Novae's Commission
Override CommissionsNot Applicable
Personal Volume25% of Novae's Commission
Sales Tax Preparation
Customer PricePrice VariesPersonal Commissions50% of Novae's Commission
Override CommissionsNot Applicable
Personal Volume25% of Novae's Commission
Business Essential Services
Customer PricePrice VariesPersonal Commissions10% of amount paid paid
Override CommissionsNot Applicable
Personal Volume10% of amount paid paid
Commissions are paid on the following Business Services: Web Design, Graphic Design, and Video Creation. All other Business Services considered value additions and are not eligible for commissions.
Vacation Incentives / Bundle
Customer Price$99 / $499 BundlePersonal Commissions$35 / $200 Bundle
Override CommissionsNot Applicable
Personal Volume15 / 50 Bundle
Novae Debt Help
Customer PricePrice VariesPersonal Commissions1%
Override Commissions.06 Gen 1-5
.04 Gen 6-10Personal Volume0.5%
Business Debt Help
Customer PricePrice VariesPersonal Commissions50% of Novae's Commission
Override CommissionsNot Applicable
Personal Volume25% of Novae's Commission
Affiliates earn 50% of the commission paid to Novae (typically 25% of the client’s monthly budget payment). Additionally, 25% of the commission paid to Novae counts as volume, and Affiliates earn 10% of recurring monthly fees paid to the partner
Inspirational MP3s
Customer Price$15Personal Commissions$5
Override CommissionsNot Applicable
Personal Volume5
Consumer Financial Products
Customer PriceVariesPersonal Commissions35% of Novae's Commission
Override Commissions2% Gen 1-5
1% Gen 6-10Personal Volume25% of Novae's Commissions
Commissions vary depending on factors such as the loan product, lender, applicant’s personal or business credit profile, industry, income, revenue, and other deal specifics. The commission percentage listed in the payout table reflects the portion of the total commission Novae receives for a funded loan that is paid to the Affiliate.